Industry · Insurance & mutuals
Insurance & mutuals
Under the CIMA regime, profitability rests on three levers: risk selection, claims control and provision quality. All three depend on the same raw material — clean, queryable data.
Your challenges
Claims
Detection of abnormal files, repeat claims, organised networks.
Pricing
Segmentation by line and channel, variance tracking.
CIMA reporting
Technical statements, solvency margins, provisions.
Distribution
Brokers, agents, bancassurance: performance and quality.
Use cases we deploy
- Fraud-pattern detection on claims files (dates, third parties, garages, repetitions) with an explanation for each alert.
- Claims analysis by line, agency and channel, plus tariff-impact simulation.
- Assisted production of CIMA technical statements, with automatic reconciliation of technical accounts.
- Underwriting assistant: pricing rules and exclusions in natural language, with clause citations.
Typical pilot scope: 2 use cases (claims and reporting), 20–40 users, 10–14 weeks.
Compliance and governance
Policyholder data access segregated by role, health-data anonymisation, complete audit trail on CIMA statement production.
Indicators we track
Settlement time · suspicious-file detection rate · loss ratio · CIMA statement closing time.
Every claim on this page refers to a verifiable source: regulators, annual reports, specialised business press. No figure is put forward without a source — the same rule we apply to our deliverables.